Merchant Advocate - Protect Your Bottom Line

We are independent advocates saving money for businesses without switching credit card processors.

We understand the credit card processing industry and can help you get the best rates and fees. We help merchants save money from the extremely unregulated credit card industry without having to switch processors. There are no upfront costs for our services and we are paid out of the savings we achieve for you. To date, we have saved over $300 million in excess credit card fees for our clients.

Client Testimonials

Contact Information

Merchant Advocate

Howard Goldstein, Regional Director
Phone: 206-387-0189

281 State Route 34, Suite 101
Colts Neck, NJ 07722 USA

Phone: 888-890-8822
Fax: 732-862-1129


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Complimentary Audit

Simply provide us with a statement for a free audit of your account. Our analysts will look for hidden fees, coding errors, and inflated rates. We are able to help 75% of merchants save money on their processing.

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Merchant Negotiation

We will then negotiate on your behalf with your processor to remove the excess fees and inflated rates. And we will fix any coding errors.

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Monthly Audits

Once your account is fixed, we will monitor every month to make sure you keep saving and that your rates are not increased and no new fees are added.

It’s simple, turnkey and there is no risk and no obligation.